... Making Mortgages Fit
 

Bernie Cook
Registered Financial Adviser asks...

"What's the biggest mistake made when taking out a mortgage?"

Don't be fooled by those promising the lowest rate as the best deal. As you will find out here, there's much more to it than that. What you do next will determine how much you spend on your home loan. Getting into a mortgage at the right price is important - you can save hundreds. Getting out of it again quickly is way more important - you can save thousands! (or lose thousands if it's done wrong)

Take a moment (1:58) to watch the
video for the answer

NEWS FLASH!

I have recently been accredited by Sanderson Weir, solicitors, to provide a legal identification service for the issuing of loan documents and property conveyancing.

This allows you, the client, to have the legal work done in your own home at your own time instead of having to take time out to visit a lawyer. Costs are fixed and usually a lot cheaper than an ordinary lawyer.

Buying a home is a complex process that can prove stressful. These measures and others I have put in place help to smooth the way for my clients resulting in fewer worries.

It's Not Business -
It's Personal!

Let's face it
Unless you have a particular issue that may hurt you at the bank, you can always arrange your own home loan. I go to the same banks, so why use me?

Well, for a start...
read more...


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Let's Get Personal.

Face to Face

With me, You're dealing with the owner of the company. A real person with real experience who meets you at your place and sorts out the perfect home loan based on YOUR situation.

Let's take the mystery out of this process.

No need to fill out complex online forms or work 0800 numbers. No need to shop all over Auckland looking for the lowest rate or biggest legal contribution.

Just contact me any way you wish at the bottom of this page and it's sorted

Testimonials

My wife and I were first home buyers so were somewhat daunted by the whole mortgage process and having to deal with the banks.  After talking to a couple of mortgage brokers and not really liking the ‘feel’ of them, we were given Bernie’s number.  A few hours after calling he was around at our place to discuss our situation and find out what we needed.  There were several occasions where we changed our minds about the structure of the mortgage and Bernie was always available to request new documents and get them delivered ASAP.  We are very happy with the deal Bernie was able to broker for us; it was more competitive than we were expecting being low-equity first home buyers.  We wouldn’t hesitate to recommend Bernie to out friends and family.

Hamish and Emma Osbourne
December 2011

My wife and I would like to extend a heartfelt thanks and regards to Bernie for his excellent work in arranging two mortgages for us. We really appreciated his professionalism, responsiveness and promptness. We already recommended Bernie to one of our close family members for whom Bernie secured a mortgage to their satisfaction. We will definitely recommend Bernie to our family members and friends. Why pay someone when Bernie can secure the right loan for you free of charge and hassles?

Jamal Alsamarrai & Soha Albazi
October 2011

Hi Bernie,
the move went as well as could be expected.  Unfortunately, we worked late into Friday night and missed your gig in Beachlands.  We will watch out for your next event.  We would be more than happy to pass on your details and you will be the first person we contact if our mortgage circumstances change.

Thank you again for the huge effort you put in to get us the best deal.

Hope to keep in touch.
Kind regards,
David and Christine.

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Thanks again Bernie for what you have done, and the awesome advice you given us and we are sure to stick to it, so to improve our wealth in the future....

Only wish we had of called you two years ago, but it's a lesson well learnt.....

Thanks and will talk soon..

We also could not of done this without mum and dad....And we thank them very much and will not let them down...xx

Cheers
Shane and Lisa
-------------------------------------------My husband and I want to extend a heartfelt thanks to you both for all the hard work you both did in helping us with our mortgage(s). We really appreciated the professionalism and kindness you showed us, especially when we would call you in the evenings with last minute problems and questions! You were...
read more

Why use me? Why not go around all the banks yourself? You can do it! Here's what can happen ... click

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What do people in the industry think of me? ... click

Tel:
09-536 4691
Hours:  
Mobile/txt:
021-510 608
6am to 10pm  
Skype Video:
Skype Me™! 7 days a week  
email: bernie@cooks.co.nz   Forms